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In Depth Information
Chapter 13: Financial Schedules
13
Financial Schedules
In This Chapter
Setting up a basic amortization schedule
Setting up a dynamic amortization schedule
Evaluating loan options with a data table
Creating two-way data tables
Creating financial statements
Understanding credit card repayment calculations
Calculating and evaluating financial ratios
Creating indices
This chapter, which makes use of much of the information contained in the two previous
chapters, contains useful examples of a wide variety of financial calculations.
Creating Financial Schedules
Financial schedules present financial information in many different forms. Some present a
summary of information, such as a profit and loss statement, which presents the results of the
operations of a company. Others present a detail list, such as an amortization schedule, which
schedules the payments of a loan.
Financial schedules can be static or dynamic. Static schedules generally use a few Excel functions
but mainly exist in Excel to take advantage of its grid system, which lends itself well for
formatting schedules. Dynamic schedules, on the other hand, usually contain an area for user input. A
user can change certain input parameters and affect the results.
The sections that follow demonstrate summary and detail schedules, as well as static and
dynamic schedules.
 
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